Bridging Innovations and Investments

Bridging Innovations and Investments Bridging Innovations and Investments Bridging Innovations and Investments


Bridging Innovations and Investments

Bridging Innovations and Investments Bridging Innovations and Investments Bridging Innovations and Investments
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    • Home
    • About Us
    • Portfolio
    • Our Team
    • Saint Louis Bank
    • Investment Criteria
    • EB-5 Program
    • US Market News
    • China Market News
  • Home
  • About Us
  • Portfolio
  • Our Team
  • Saint Louis Bank
  • Investment Criteria
  • EB-5 Program
  • US Market News
  • China Market News

U.S. Citizenship and Immigration Services

USCIS EB-5 Foreign Investment Program Outline

USCIS administers the Immigrant Investor Program, also known as "EB-5", created by Congress in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. Under a pilot immigrant program first enacted in 1992 and regularly reauthorized since, certain EB-5 visas also are set aside for investors in Regional Centers designated by USCIS based on proposals for promoting economic growth.

These visas are sometimes known as "investor visas" or "commercial center visas". To be eligible for an EB-5 visa, the applicant must:


  • Establish a new commercial enterprise by creating a new business, purchasing an existing one and changing it in such a way that a new business emerges or expanding a previous business to create at least 140 percent of the existing workforce or net worth;


  • Invest at least $1 million in the new commercial enterprise.  

  • Invest at least $1 million in a "TEA". USCIS defines a TEA as an area which, at the time of investment, is a rural area not within either a metropolitan statistical area (MSA) or the outer boundary of any city or town having a population of  20,000 or more, or an area within an MSA or the outer boundary of a city or town having a  population of 20,000 or more which has experienced unemployment of at least 150% of the national average rate.

 

  • For additional information:  uscis.gov 


Job Creation

Under EB-5, non-U.S. citizens can exchange a minimum $500,000 investment for a green card, and after five years receive the $500,000 back, plus interest, but can then apply for permanent citizenship.The deal is contingent on each $500,000 being used to create 10 jobs in the community where it was invested, and that the jobs last for five years.


The Immigration Process

One of the most common claims promoters make about EB-5 is that the program is a quick and certain way to get a permanent green card.

1. Selecting an Immigration Path


2. Identify and select an EB-5 compliant investment opportunity


3. Investment   


4. Filing of I-526 Immigrant Petition by Alien     Entrepreneur


5. Conditional EB-5 Visa




6.  Fund Transfer required “At-Risk” capital contribution into escrow 


7. Monitor and Manage Investment


8. Fulfill Job Creation Requirement


9. Filing of I-829 Petition by Entrepreneur to Remove Conditions


10. Permanent United States Residence Visa


Benefits of the EB-5 Program for the Investor

  • Foreign investors do not need sponsorship from employer or family member.
  • No language, business, or education are required
  • Permitted to work and live anywhere in the US 

  • Can travel to and from the United States without a visa
  • The entire family will become a permanent resident in the United States
  • Pay lower tuition for colleges and universities 


Financing Structure

  • EB-5 financing offers a lower cost structure to traditional capital-markets-based subordinate financing. 


  • EB-5 financing can be structured as mezzanine financing or preferred equity depending on project, sponsorship, advisors and senior lenders. 

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